Contractor Insurance

Work Every Job With Confidence

Whether you’re a solo artisan contractor or running a large electrical or construction company, SafeInsure helps you get the insurance and bonds you need to operate legally and protect your business.

What Contractor Insurance Covers

  • General Liability — Protects against third-party claims for bodily injury and property damage. If a client or bystander is injured at your job site, or if you accidentally damage someone’s property, general liability covers the costs.
  • Commercial Auto — If you use vehicles for work — whether one truck or a fleet — your personal auto policy won’t cover business use. Commercial auto insurance protects your work vehicles on and off the job.
  • Tools and Equipment — Covers damage to or theft of your tools and equipment, whether at a job site, in transit, or at your shop.
  • Workers’ Compensation — Required in Washington State for most employers. Covers medical expenses and lost wages for employees injured on the job.
  • Commercial Bonds — Many contractors are required to be licensed and bonded. We handle both the insurance and the bonding in one place. If you already know which bond you need, you can search and apply online — many bonds issue instantly.

Trades We Work With

  • General contractors
  • Electricians
  • Plumbers
  • HVAC technicians
  • Roofers
  • Landscapers
  • Painters
  • Carpenters
  • And more

Get a Free Quote

Call (206) 402-6793 or fill out the form. We’ll identify exactly what coverage your trade requires and find you the most competitive rates.

Frequently Asked Questions

What is an independent insurance agent?

An independent insurance agent works with multiple insurance carriers — not just one. That means we can shop the market on your behalf and find the coverage that best fits your needs and budget, rather than being limited to a single company’s products.

How much does it cost to get a quote?

Nothing — quotes are always free and there is no obligation. Because SafeInsure is an independent agency, we shop your coverage across multiple top-rated carriers and bring you the options that fit your needs and budget. You can request a free quote online or call us at (206) 402-6793.

Do you speak Vietnamese?

Yes. SafeInsure is a woman-owned agency that serves the Seattle and Washington community in both English and Vietnamese, so you can review your coverage and ask questions in the language you are most comfortable with.