Your Personal Auto Policy Won’t Cover Business Use
If you use a vehicle for business purposes, your personal auto policy likely won’t cover you in a work-related accident. Commercial auto insurance is designed specifically for business vehicles — whether you have one work truck or an entire fleet.
SafeInsure works with leading carriers including Progressive to find competitive commercial vehicle coverage that meets both your budget and your legal requirements.
Don't Assume You're Covered
Most personal auto policies exclude coverage for business use. If you’re involved in an accident while making a delivery, driving to a job site, or transporting clients, your personal insurer can deny the claim entirely.
Vehicles We Cover
- Box trucks
- Flatbed trucks
- Dump trucks
- Tractor-trailers
- Auto hauler trailers
- Tank trucks
- Pickup trucks and vans used for business
- Private passenger vehicles used for business purposes
Coverage Types
Commercial auto policies can include:
- Liability — covers bodily injury and property damage you cause to others
- Collision — repairs your vehicle after an accident
- Comprehensive — covers theft, fire, weather, and non-collision events
- Uninsured/underinsured motorist — protects you from underinsured drivers
- Medical payments — covers injuries to you and your passengers
- Cargo coverage — protects goods in transit
State and Federal Filings
Certain commercial vehicles require special insurance filings with state or federal agencies. SafeInsure handles these filings directly, including requirements for private carriers, owner-operators, and motor carriers.
Get a Free Quote
Call (206) 402-6793 or fill out the form to compare commercial vehicle insurance rates.
Frequently Asked Questions
What is an independent insurance agent?
An independent insurance agent works with multiple insurance carriers — not just one. That means we can shop the market on your behalf and find the coverage that best fits your needs and budget, rather than being limited to a single company’s products.
How much does it cost to get a quote?
Nothing — quotes are always free and there is no obligation. Because SafeInsure is an independent agency, we shop your coverage across multiple top-rated carriers and bring you the options that fit your needs and budget. You can request a free quote online or call us at (206) 402-6793.
Do you speak Vietnamese?
Yes. SafeInsure is a woman-owned agency that serves the Seattle and Washington community in both English and Vietnamese, so you can review your coverage and ask questions in the language you are most comfortable with.